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SIPLumpsumSWP

SWP Calculator

Plan a Systematic Withdrawal Plan — draw a regular income from your corpus while it stays invested

₹
₹1,00,000₹50,00,00,000
₹
₹1,000₹50,00,000
030

Increase your monthly withdrawal by this % each year to keep pace with inflation. Leave at 0 for a fixed withdrawal.

130
150

Balance After 20 Years

₹1,77,13,006

Total Withdrawn₹1,44,00,000
Corpus LastsFull 20 years
Your corpus lasts the full 20 years, with ₹1,77,13,006 still invested at the end.

Remaining Corpus Over Time

How It Works

Each month the corpus earns a return and a fixed amount is withdrawn; the rest stays invested:

Balance = Corpus x (1 + r)^n - W x [((1 + r)^n - 1) / r]

Where: r = Monthly Rate of Return, n = Total Number of Months, W = Monthly Withdrawal. If returns exceed withdrawals the corpus grows; otherwise it depletes over time.

With an annual step-up, the monthly withdrawal is increased by the chosen percentage at the end of each year.

Illustrative estimate, not investment advice. Returns are assumed constant; actual markets vary.

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We'll send a copy of your swp calculator figures, plus a few things worth knowing as an NRI. Optional — the calculator works without it.

These figures are estimates for planning purposes, not investment advice. We are an AMFI-registered mutual fund distributor (ARN-360468), not a SEBI-registered Investment Adviser.

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