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PPF Calculator (Existing Accounts)
Project returns on an existing Public Provident Fund account
Rates as of 2026-06-17
₹
₹500₹1,50,000
Minimum: ₹500/year | Maximum: ₹1,50,000/year
69
Current PPF rate: 7.1% (as of 2026-06-17)
1550
PPF has a lock-in period of 15 years (extendable in blocks of 5 years)
Maturity Value
₹40,68,209
Total Investment₹22,50,000
Interest Earned₹18,18,209
Total return over 15 years80.81%
Investment Breakdown
Growth Over Time
Tax Benefits
- • Investment qualifies for deduction u/s 80C (up to ₹1.5L)
- • Interest earned is tax-free
- • Maturity amount is tax-free (EEE status)
Important Notes:
- PPF account has a lock-in period of 15 years from the end of the financial year in which it was opened
- Partial withdrawals are allowed from the 7th year onwards
- Interest rates are set by the Government of India quarterly
- NRIs cannot open new PPF accounts but can continue existing ones until maturity
- This calculator applies interest at the end of each year (the yearly deposit is added, then interest is credited)
- PPF interest is revised quarterly by the Government of India — please check the current PPF rate before relying on this estimate.
NRIs cannot open new PPF accounts but may continue an account opened while resident until maturity. Illustrative estimate, not financial advice.
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