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PPF Calculator (Existing Accounts)
Project returns on an existing Public Provident Fund account
Rates as of 2026-06-17
₹
₹500₹1,50,000
Minimum: ₹500/year | Maximum: ₹1,50,000/year
69
Current PPF rate: 7.1% (as of 2026-06-17)
1550
PPF has a lock-in period of 15 years (extendable in blocks of 5 years)
Maturity Value
₹40,68,209
Total Investment₹22,50,000
Interest Earned₹18,18,209
Total return over 15 years80.81%
Investment Breakdown
Growth Over Time
Tax Benefits
- • Investment qualifies for deduction u/s 80C (up to ₹1.5L)
- • Interest earned is tax-free
- • Maturity amount is tax-free (EEE status)
Important Notes:
- PPF account has a lock-in period of 15 years from the end of the financial year in which it was opened
- Partial withdrawals are allowed from the 7th year onwards
- Interest rates are set by the Government of India quarterly
- NRIs cannot open new PPF accounts but can continue existing ones until maturity
- This calculator applies interest at the end of each year (the yearly deposit is added, then interest is credited)
- PPF rate as of 2026-06-17
NRIs cannot open new PPF accounts but may continue an account opened while resident until maturity. Illustrative estimate, not financial advice.
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