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NRI Capital Gains Calculator

Estimate tax and TDS on equity, mutual fund, and property gains

Rates as of 2026-06-17
₹0₹1,00,00,00,000
₹0₹1,00,00,00,000
1600

>12 months = long-term

Capped at 15% for equity / equity-MF gains.

Net Proceeds in Hand

₹13,86,250

On a sale value of ₹15,00,000

Capital Gain₹10,00,000
ClassificationLTCG · Section 112A
Taxable Gain₹8,75,000

after ₹1.25L exemption

Tax Rate12.5%
Base Tax₹1,09,375
Cess (4%)₹4,375
Capital Gains Tax₹1,13,750

Collected as TDS at source for NRIs.

Where your sale proceeds go

Important Notes for NRIs:

  • For NRIs, the payer/buyer deducts TDS at source on the gain (equity/MF: payer; property: buyer u/s 195).
  • You can apply for a Lower Deduction Certificate (Form 13, §197) if your actual liability is lower.
  • DTAA between India and your country of residence may reduce the rate — keep your TRC handy.
  • For NRIs, indexation is not available on property (12.5% without indexation only). Residents selling property may instead choose 20% with indexation — set Residency to "Resident" and enter the indexed cost to compare.
  • Property short-term gains are taxed at slab rates on top of your other income — enter that income above for an accurate figure; the gain alone understates the tax.
  • Surcharge applies at higher income levels (capped at 15% for listed equity/equity-MF gains).
  • Surcharge marginal relief is not modeled; tax may be overstated for gains that push total income just above ₹50L / ₹1Cr / ₹2Cr / ₹5Cr.

Illustrative estimate, not tax advice. TDS rules and rates change; confirm with a tax professional.

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We'll send a copy of your capital gains tax figures, plus a few things worth knowing as an NRI. Optional — the calculator works without it.

These figures are estimates for planning purposes, not investment advice. We are an AMFI-registered mutual fund distributor (ARN-360468), not a SEBI-registered Investment Adviser.

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